Retirement

The right time to start saving for your future is now, and an easy way to start is by opening a We Florida Financial Individual Retirement Arrangement (IRA). We offer Traditional and Roth IRAs, each with long-term benefits of tax advantaged savings.

With our no minimum IRA Savings, it's easy to open and add to your account whenever you choose.  You can also choose the convenience of automated savings through payroll deduction.  Or you can invest in an IRA Certificate of Deposit to lock in a greater rate of return, with a minimum of only $500.


Choose the IRA that’s right for you.

Traditional IRA

Choose the Traditional IRA if you want the tax deduction right now.  Many people can deduct contributions to Traditional IRAs on their tax returns.  Traditional IRA’s also make sense if you anticipate paying taxes at a significantly lower rate in retirement.  All earnings are tax deferred. 

Roth IRA

Choose the Roth IRA if you don’t need a tax break right now.  Eligible contributions to the Roth IRA are non-deductible, but qualified distributions are generally considered tax-free. There are no mandatory distributions at age 70½ and qualified distributions are not subject to a federal tax penalty.  

Call us at 954-745-2400 or 800-230-0200 and select option 4.

Not intended as tax advice.  Please consult a tax professional.


Coverdell Education Savings Account

A Coverdell Education Savings Account (ESA) is an account created as an incentive to help parents and students save for education expenses. Contributions to a Coverdell ESA are not deductible, but your savings grow tax-free until distributed.

Call us at 954-745-2400 or 800-230-0200 and select option 4.

Not intended as tax advice.  Please consult a tax professional.