First time home buyer program

Don't delay your dreams; take the first step towards owning the home you've always wanted! As your credit union, we can help you achieve your home buying dreams in Florida.

The first time home buyer program offers these benefits:

  • 3% down
  • Fixed rate mortgage
  • No Florida intangible tax
  • Fast closing 

Our mission is to make your home buying experience comforting and rewarding. APPLY ONLINE or for more information, please contact a We Florida Financial Mortgage Loan Officer.  

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Brenda Willis
North Broward/Palm Beach
NMLS ID #995717

954-501-1070 Cell
954-745-2430 Office
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Robert Walker
South Broward/Miami Dade
NMLS ID #1201609

954-304-7253 Cell
954-515-1567 Office
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Yvelisse Troyano
Habla Español
NMLS ID #1650845

954-471-1166 Cell
954-745-2400 x2206 Office
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Note for members in Florida: our first-time home buyer program includes the following Terms & Conditions: At least one borrower on the application must be a first time home buyer. Borrower must reside in the property being purchased as their primary residence and have had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the security property. The property being purchased must be a one-unit single family home or townhome. Condominiums are not eligible for the first time home buyer loan. This loan is available for a 15, 20 or 30 year term.

The interest you pay may even be tax deductible (see your tax advisor for details). Loan terms and conditions depend on credit qualifications and approval.

Payment example: a loan in the amount of $155,200 would have a principal and interest payment of $740.95 at a rate of 4.00% / 4.727% APR (Annual Percentage Rate) for 360 months. Payment example does not include taxes and insurance.

We Florida Financial membership is required.Membership is open to individuals and businesses located in Palm Beach County, Miami Dade County, Monroe County, Broward County and other Florida Counties. Members must maintain a savings account with a minimum balance of $5 for the duration of their membership.