Ultimate Home Loan

If paying off your first mortgage is at the top of your "bucket list," you're in luck.

The Ultimate Home Loan is designed for members with solid equity who want to pay off their first mortgage loan with a shorter term and lower rate. Paying off your home debt faster means saving thousands of dollars over the life of the loan.

The Ultimate Home Loan will get you:

  • Fixed rates
  • Terms of 5, 7 or 10 years available
  • Closing costs paid by the credit union*
  • Easy application – by phone, online, or in person

 Turn "someday" into "today" with an Ultimate Home Loan from We Florida Financial. Apply online or call us at 954-745-2400 or 800-230-0200 and select option 4.

 

*Estimate of customary fees imposed/charged by 3rd parties is up to $3,500; the Credit Union pays these costs provided the loan is not paid off within 24 months. 

We Florida Financial must hold a valid 1st or 2nd lien on an owner-occupied residence in the State of Florida.  Maximum combined LTV cannot exceed 80%.  We Florida Financial reserves the right to determine the property value by use of tax assessment, closing statement, or appraisal.  Modular homes, mobile homes, rental/investment properties and/or cooperatives are ineligible.  Any and all parties having an interest in the property must sign the mortgage.  Hazard insurance is required. Flood and/or wind insurance may be required.  Consult your tax advisor regarding interest deductibility.  You will receive additional disclosures regarding rates, terms, and fees upon receipt of your application.  Maximum Loan amount is $250,000. Minimum Loan amount is $5,000.